Economics
This analysis examines digital payment adoption patterns across 24 emerging economies from 2019 to 2025, using transaction volume data, central bank reports, and consumer surveys. We model adoption cu...
Fintech
Real-time payment systems expanded significantly in 2026. Brazil's PIX, India's UPI, and a growing list of similar national infrastructure projects processed record transaction volumes....
Opinion
Most of the regulatory attention and public concern about consumer technology currently focuses on AI. I want to argue that a much more immediate problem — subscription fatigue and the practices that ...
Opinion
Somewhere in the last fifteen years, a specific way of thinking about problems became dominant in technology circles. Every social inefficiency, every imperfect institution, every gap in services beca...
Opinion
Longtermism — the philosophical position that we should weight the interests of future generations heavily in our current decisions — has gained influence in tech circles. I want to argue that applyin...
Lifestyle
Late in the afternoon I noticed the light through a glass of water. It made small rainbows on the table. I looked at them for maybe thirty seconds before going back to what I was doing. I do not remem...
Labor Economics
This analysis examines labor market effects of remote work adoption using administrative employment data from 14 countries between Q1 2020 and Q4 2025. We focus on three outcome variables: wage differ...
Platform Economics
We develop a framework for analyzing platform trust as an economic asset with measurable contributions to transaction volume, unit economics, and competitive position. Trust functions analogously to o...