Applied Research

Studies in digital economy and platform research

Digital Payment Adoption in Emerging Economies: A Quantitative Analysis

Economics

This analysis examines digital payment adoption patterns across 24 emerging economies from 2019 to 2025, using transaction volume data, central bank reports, and consumer surveys. We model adoption cu...

Fintech Year in Review 2026: Key Developments Globally

Fintech

Real-time payment systems expanded significantly in 2026. Brazil's PIX, India's UPI, and a growing list of similar national infrastructure projects processed record transaction volumes....

Why the Subscription Economy Needs Regulatory Scrutiny

Opinion

Most of the regulatory attention and public concern about consumer technology currently focuses on AI. I want to argue that a much more immediate problem — subscription fatigue and the practices that ...

Why Not Every Problem Should Become a Startup

Opinion

Somewhere in the last fifteen years, a specific way of thinking about problems became dominant in technology circles. Every social inefficiency, every imperfect institution, every gap in services beca...

Longtermism Isn't the Answer: A Contrarian View

Opinion

Longtermism — the philosophical position that we should weight the interests of future generations heavily in our current decisions — has gained influence in tech circles. I want to argue that applyin...

The Neglected Art of Finding Joy in Small Things

Lifestyle

Late in the afternoon I noticed the light through a glass of water. It made small rainbows on the table. I looked at them for maybe thirty seconds before going back to what I was doing. I do not remem...

The Labor Market Impact of Remote Work: A Five-Year Empirical Study

Labor Economics

This analysis examines labor market effects of remote work adoption using administrative employment data from 14 countries between Q1 2020 and Q4 2025. We focus on three outcome variables: wage differ...

Trust Infrastructure: Economic Analysis of Platform Reputation

Platform Economics

We develop a framework for analyzing platform trust as an economic asset with measurable contributions to transaction volume, unit economics, and competitive position. Trust functions analogously to o...

Research Index

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Background data and citations from Crorepati7 official सट्टा किंग.